TOTAL Macao Corporate Diligence Risk Score Report

TMCDRSR comprises:

• Corporate Structure
• History Summary
• Related News/Findings
• Management Background
• Financial
• Banking
• Trade Record
• Writ (Hong Kong) and Debt Scanners
• Public Filings
• Overall Trade Reputation
• Operation and Activities
• Property Ownership Searches (conducted on subject, its principals & all related parties)
• Related Companies
• Summary
• Total Credit Risk Score*
• Total Credit Appraisal**

*Total Credit Risk Score (TCRS) is based on a risk score model developed by a group of professional business and credit analysts with extensive knowledge and expertise. It appraises your risks and chances by a rating "Total Credit Appraisal" (TCA) defined to the company in question with ratings between TCA1 and TCA6. The TCRS is calculated according to totally 22 indicators including:

10 Financial data (if available):

• Working Capital Ratio or Current Ratio
• Working Capital Ratio Trend
• Cash and Cash Equivalents Trend
• Shareholder's Funds Trend
• Total Liabilities to Shareholder Funds Ratio
• Total Liabilities to Shareholder Funds Ratio Trend
• Net Profit Margin
• Net Profit Margin Trend
• Total Assets Turnover Trend
• Turnover Growth

12 Non-Financial data:

• Legal Structure
• Registered Charges/Mortgages
• Years in Business
• Principal's Business Experience
• Total Writ Scanner
• Trade References
• Total Debt Scanner
• Number of Employees
• Total Property Ownership Search
• Certification
• Business/Industry Trends
• Public Filings Compliance

**Total Credit Appraisal (TCA) provides a total assessment of the credit risk of a company. It takes all significant credit elements within the report into account with appropriate actions on business or credit dealings recommended.

For sample, charge, turnaround times or further details, please contact:

Business Development Department


E-mail : sales@totalcredit.hk
Telephone : (852) 2850 6682
Fax : (852) 2854 3251